Frequently Asked Questions

How do I decide which type of financing fits my business model?
Pinnacle Business Capital is a full-service company, providing a variety of financing solutions for small- and medium-sized businesses. Here is a snapshot of our offerings and how they might benefit your business.

Capital Resources	What capital is available to me?	How can I use the money?	How long does it take to get the money?	How do I get started?
Leasing	$2,000 - $500,000	Equipment, franchise fee, soft costs, and build out	Credit approval in 24-48 hours	Apply Now!
Home Mortgage	Equity in home	Build out, construction, operating capital	15-30 days	Apply Now!
Unsecured Line of Credit	May go as high as $50,000	Inventory	3-5 business days	Call 800-598-1902
Small Business Administration Loan	$25,000 - $1 Million	Build out, construction, operating capital	6 months	Apply Now!

What do I need to get started?
To get started, simply fill out and send in a competed one-page application. We'll review it and contact you with your leasing options.
To obtain approval we will need:

• last 2 years personal tax returns
• personal financial statement
• resumes for all owners

Why lease equipment?
Leasing commercial and retail equipment is the fastest, easiest way to get your business up and running, or get it primed for growth. Leasing provides your company with the quality equipment you require to successfully operate your business, coupled with the flexibility of monthly payments.

Our equipment leasing plans include the equipment, warranties, tax, freight, installation and training. Your business can realize significant tax savings by leasing equipment, since monthly payments on leases are typically viewed as operating expenses. Consult with your financial advisor to determine the most tax-beneficial lease for your company.

How does the process work?
Leasing equipment is hassle-free when you work with Pinnacle Business Capital. There are no financial statements to complete. Simply fill out our one page application, send it in , and we'll complete your credit approval quickly. Your credit application remains on file for future equipment leases without the need for addtional paperwork. We can tailor the solution that specifically meets your company's requirements and situation.

What types of equipment can I lease?
Whether you already have an equipment vendor chosen, or you need help finding the right fit, we can help. We lease all kinds of new and used commercial and retail equipment including, but not limited to:

• Tanning equipment
• Fitness equipment
• Computers
• Telephone Systems
• Agricultural equipment
• Forklifts
• Construction equipment
• Restaurant equipment
• Medical equipment
• Equipment for schools and universities
• Physical therapy equipment
• Auto collision and repair equipment
• Equipment for municipals, non-profits, and government

How do I choose the type of lease and financing that works for me company?
Regardless of your industry, it is important to lease or finance equipment after carefully considering the differences in expense deduction methods between a true lease or loan. By maximizing your company's possible deductions for the term of the lease, your company wins. Click here to learn more about leases vs. loans.